Data Protection Policy

1. Introduction

1.1. This Data Protection Policy outlines how Money Guide collects, processes, stores, and protects the personal data of our website visitors and users.

1.2. We are committed to ensuring the privacy and security of your personal data in accordance with applicable data protection laws.

2. Data Controller

2.1. The data controller for the purposes of this policy is:

Michael Hahne Tristanstrasse 30 Munich 80804 Germany art.hahne@gmail.com

3. Types of Personal Data Collected

3.1. We may collect the following types of personal data from our website visitors and users:

• Contact information (e.g., name, email address, phone number).

• Demographic information (e.g., age, gender, location).

• User account information (if applicable).

• Payment information (if applicable).

• Usage data (e.g., website interactions, browsing history).

• Cookies and analytics data (for details, please refer to our Cookie Policy).

• Other information provided voluntarily through forms or correspondence.

4. Purposes of Data Processing

4.1. We collect and process personal data for the following purposes:

• To provide and improve our services.

• To respond to inquiries and provide customer support.

• To send newsletters, updates, and promotional materials (with your consent).

• To ensure website security and prevent fraud.

• To comply with legal obligations.

• To conduct data analytics and research.

5. Legal Basis for Processing

5.1. We will process personal data only when we have a legal basis to do so, such as:

• Consent: When you have given us explicit consent.

• Contractual necessity: When processing is necessary to fulfill a contract with you.

• Legal obligation: When processing is required to comply with legal obligations.

• Legitimate interests: When processing is necessary for our legitimate business interests.

6. Data Security

6.1. We implement appropriate technical and organizational measures to protect your personal data from unauthorized access, disclosure, alteration, or destruction.

7. Data Retention

7.1. We will retain your personal data for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required or permitted by law.

8. Your Rights

8.1. You have the following rights concerning your personal data:

• Right to access.

• Right to rectify inaccuracies.

• Right to erasure.

• Right to restrict processing.

• Right to data portability.

• Right to object to processing.

• Right to withdraw consent (if processing is based on consent).

9. Cookies

9.1. For information about how we use cookies and your choices, please refer to our Cookie Policy.

10. Contact Us

10.1. If you have any questions or concerns regarding your personal data or this Data Protection Policy, please contact us at art.hahne@gmail.com.

11. Changes to the Policy

11.1. We may update this Data Protection Policy from time to time. The latest version will be posted on our website with the effective date.

Effective Date:

09/12/2023

Impressum

Website Owner:

Michael Hahne Tristanstrasse 30 Munich 80804 Germany art.hahne@gmail.com +491726969951

Responsible for Content:

Arthur Hahne Tristanstrasse 30 Munich 80804 Germany art.hahne@gmail.com

Disclaimer:

The content of this website has been created with great care and is regularly reviewed and updated. However, we cannot guarantee the accuracy, completeness, or timeliness of the information provided. As a service provider, we are responsible for our own content on these pages according to general laws, but we are not obligated to monitor transmitted or stored third-party information or to investigate circumstances that indicate illegal activity.

Any liability for links to external websites or for the content of linked pages is explicitly excluded, as we have no control over the content of such sites. Responsibility for the content of linked pages lies solely with their operators.

Should you become aware of any legal violations or infringements of rights on our website, please inform us promptly. We will remove the respective content as soon as possible.

Copyright:

The content and works on this website created by the website operator are subject to copyright law. Any duplication, processing, distribution, or any form of utilization beyond the scope of copyright law requires the written consent of the respective author or creator. Downloads and copies of this site are only permitted for private, non-commercial use.

Data Protection:

Please refer to our Privacy Policy for information on how we handle your personal data.

Cookie Policy

Last Updated: 09/12/2023

1. Introduction

This Cookie Policy explains how Money Guide uses cookies and similar tracking technologies on our website [www.moneyonlinenowguide.com]. We want to ensure that you understand what cookies are, how we use them, and your choices regarding their usage.

By using our Website, you consent to the use of cookies as described in this policy. If you do not agree to the use of cookies, please adjust your browser settings accordingly or refrain from using our Website.

2. What Are Cookies?

Cookies are small text files that are stored on your computer or device when you visit a website. They are widely used to make websites work more efficiently, provide information to website owners, and enhance user experiences.

Cookies can be categorized into:

a. Essential Cookies: These are necessary for the website to function correctly. They enable basic features such as page navigation and access to secure areas.

b. Analytical/Performance Cookies: These cookies collect information about how visitors use the Website, such as which pages are visited most frequently and any error messages encountered. This helps us improve the Website's performance.

c. Functional Cookies: These cookies allow the Website to remember choices you make (e.g., language preferences) and provide enhanced, personalized features.

d. Advertising/Marketing Cookies: These cookies are used to deliver advertisements that are more relevant to you and your interests. They may also be used to limit the number of times you see an ad and help measure the effectiveness of advertising campaigns.

3. How We Use Cookies

We use cookies for various purposes, including but not limited to:

• Authentication: To recognize and remember you when you log in to our Website.

• Analytics: To collect data about your use of the Website and help us improve its performance.

• Personalization: To customize your experience based on your preferences.

• Advertising: To deliver relevant advertisements and measure their effectiveness.

4. Types of Cookies We Use

The specific types of cookies we use may change over time. Currently, we use the following cookies:

• Session Cookies: These are temporary and are deleted from your device when you close your browser.

• Persistent Cookies: These are stored on your device for a defined period or until you delete them manually.

• First-party Cookies: Set by our Website.

• Third-party Cookies: Set by external websites or services that we use for various purposes, such as analytics and advertising.

5. Managing Cookies

You can control and manage cookies in several ways:

• Browser Settings: Most web browsers allow you to control cookies through their settings. You can block or delete cookies as desired. Note that this may affect the functionality of our Website.

• Opt-Out Tools: You can use opt-out tools provided by certain third-party advertisers and analytics providers to limit the collection of your data for advertising and analytics purposes.

• Do Not Track: Some web browsers have a "Do Not Track" feature that sends a signal to websites indicating that you do not want to be tracked. We respect these signals and will not track your online activity when such signals are enabled.

6. Changes to Our Cookie Policy

We may update this Cookie Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Please check this page regularly for updates. The date at the top of this policy indicates when it was last revised.

7. Contact Us

If you have any questions or concerns about our Cookie Policy, please contact us at:

art.hahne@gmail.com

Thank you for visiting our Website and for taking the time to read our Impressum.